2012 Money Goals

My 2012 money goals is of course save money! Also, to not let our bills get behind. I just set up the power and gas on equal pay. That will be nice to have a regular payment each month for both. We got our car payment lowered back in October and have kept it on track. Next, our mortgage payment will be adjusted beginning in Feb, thanks to CitiMortgage providing us a modification to our loan w/o us even asking! Things are starting to look up and it's not even Jan 1 yet! Next is to put myself on a monthly pay down plan to pay off all the other accounts that we don't need. I'm so excited to be seeing "the light at the end of the tunnel" so to speak! Just have to keep on track!